WEALTH MANAGEMENT
Your Wealth.
Engineered.
Registered investment advisors charge 1–2% AUM annually — on a $3M portfolio that's $30,000–60,000/year for generic allocations. Private family offices cost $500,000–1M+/year to operate. Boojee Wealth Management delivers AI-powered net worth mapping, investment allocation review, tax-efficient investing strategy, and estate coordination — for a fraction of the AUM fee, with no conflicts of interest.
Six disciplines. One engagement.
Most advisors manage one slice of your financial life. Boojee Wealth maps the entire terrain — then hands you a coordinated plan, not a stack of PDFs that contradict each other.
Net Worth Statement
AI-aggregated snapshot of every asset, liability, equity position, and illiquid holding. Presented in a single institutional-grade statement you can share with counsel or family office.
Investment Allocation Review
Cross-account allocation analysis revealing hidden concentration risk, fee drag, and geographic or sector gaps versus your stated risk tolerance and time horizon.
Tax-Loss Harvesting Plan
Systematic identification of harvesting opportunities across taxable accounts. Coordinates with your CPA to prevent wash-sale violations and capture meaningful annual alpha.
Insurance Gap Analysis
Umbrella, life, disability, and property coverage audit against your actual net worth exposure. Finds the gaps your insurance agent doesn't tell you about because they don't earn commissions on them.
Estate Coordination
Trust structure review, beneficiary alignment, and coordination with estate attorneys to ensure your financial plan and legal documents agree with each other — and reflect what you actually want.
Retirement Projection
Monte Carlo scenario modeling across 500+ market environments. Presents your probability of reaching your retirement number — and the exact adjustments that move that probability meaningfully.
Four stages. One coordinated outcome.
No discovery calls that go nowhere. No questionnaires that produce boilerplate. Each stage builds directly on the previous one — and every deliverable is yours to keep.
Net Worth Audit
We aggregate every account, property, equity, and liability into a single verified snapshot.
Gap Analysis
AI cross-references your current allocation, tax exposure, insurance, and estate docs against your goals.
Optimization Plan
A prioritized, actionable plan delivered in writing — not slides. Every recommendation cites the data behind it.
Coordinate & Execute
We facilitate introductions and handoffs to your CPA, attorney, and custodians so nothing falls through the cracks.
Two paths. Both fiduciary.
No AUM percentage. No kickbacks. You pay a flat fee and get a fully independent advisor whose only incentive is a result you can measure.
Wealth Map
One-time engagement
- Comprehensive net worth statement
- Cross-account investment allocation review
- Tax efficiency gap report
- Insurance exposure summary
- 12-month written financial plan
- 45-minute delivery call with advisor
- All deliverables in portable PDF format
Estate Advisory
Per year — billed annually
- Everything in Wealth Map
- Quarterly portfolio & net worth reviews
- Ongoing tax-loss harvesting coordination
- CPA coordination & tax strategy letters
- Estate attorney introduction & brief
- Annual estate letter (for family / trustee use)
- Priority access — 48-hour advisor response
- Beneficiary & trust alignment review
Know your number.
Most people have a retirement target. Most people don't know how far off track they are to hit it. This calculator gives you an honest answer in under 60 seconds.
Where do you stand?
Adjust the sliders to see your required growth rate, monthly savings target, and current gap in real time.
Common questions.
Are you a registered investment advisor?
Boojee Wealth Management Advisory operates as a fee-only financial planning service. We produce written financial plans, allocation analyses, and coordination letters — but we do not custody assets, execute trades on your behalf, or solicit discretionary management of investment accounts. If your situation requires a registered investment advisor (RIA), we will provide a warm referral to vetted RIA partners who operate under the same fee-only, fiduciary model. All advisory deliverables include a disclosure letter clarifying scope.
What's included in the net worth statement?
Your net worth statement aggregates all bankable assets (checking, savings, money markets), taxable investment accounts, tax-advantaged accounts (401k, IRA, Roth, SEP), real property at current estimated value, business interests, vehicles, collectibles you choose to include, and all liabilities including mortgages, HELOCs, margin loans, and other debt. The AI aggregation layer cross-references against publicly available data to flag discrepancies. The final document is formatted to institutional standards — suitable for lenders, estate attorneys, or family office review.
Do you work with business owners who have equity in private companies?
Yes. Private equity, real estate partnerships, and founder equity are among the most commonly mishandled wealth categories in financial planning. We build a conservative, fair-market valuation range into your net worth statement and model both liquidity event and no-event scenarios in your retirement projection. If you are approaching an exit or capital raise, we coordinate with your M&A advisor to ensure the financial plan reflects realistic post-transaction scenarios.
How is the Estate Advisory annual engagement structured?
Your Estate Advisory year begins with a full Wealth Map engagement in month one. We then schedule quarterly 45-minute review calls (months 3, 6, 9, 12) to update your net worth statement, review allocation drift, and cover any life changes. Between calls, you have 48-hour priority email access to your advisor. The annual estate letter is produced in Q4 and is suitable for delivery to your trustee, attorney, or family members. Renewal is at your option — no auto-renewal, no cancellation fees.
What size portfolio do you work with?
Our advisory is designed for the $500K–$50M range — the "accomplished but not family-office" tier that has outgrown online robo-advisors but doesn't need (or want) an institution managing their money for a fee that compounds into six figures over time. If your portfolio is below $500K, we recommend completing a Wealth Map engagement first; many clients find the 12-month plan gives them the clarity to grow efficiently toward the estate advisory tier within 12–18 months.
Map your wealth.
Complete the intake below and we'll reach out within one business day to schedule your kickoff call. No sales pitch. Direct access to your advisor from day one.
Wealth Inquiry
Tell us where you are and what you're working toward. Everything stays private — zero cold outreach from third parties.
Fields marked * are required.