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2024 Tax Season — Federal + 18 States

File Your Taxes.
Zero CPA Bill.

TurboTax starts at $89 and climbs. A CPA bills $150–400/hour. H&R Block Deluxe adds $55+ before state. Boojee Tax connects your banks, categorizes every transaction with AI, finds deductions the interview misses, and fills every form — then generates IRS-ready PDFs you upload in minutes.

2024 Federal Return All IRS forms generated as PDF Free tier — no credit card
66+
Test Scenarios Passing
18
States Supported
12k+
Banks via Plaid
$0
Federal Tier Price
2024 Federal Estimate

See your refund
in 60 seconds.

Enter your basic numbers. We run real 2024 federal tax brackets against them. This is an ESTIMATE — not a filed return, not tax advice.

📊

Enter your income and withholding to see your estimated refund or balance due.

ESTIMATE ONLY — not a filed return or tax advice. Uses 2024 standard deductions and simplified federal brackets. Does not account for all credits, phase-outs, or state taxes. For an accurate, complete return use Boojee Tax or consult a CPA.

Process

Four steps.
No accountant.

Our AI does the heavy lifting. You verify the numbers, download your forms, and upload to IRS Free File.

01
🏦
Connect Banks

Link your checking, savings, and investment accounts through Plaid. Read-only access — we can never move money or see full account numbers.

Plaid · 12,000+ institutions
02
📄
Upload Documents

Drag in your W-2s, 1099s, and brokerage statements. OCR extracts every field automatically. No manual data entry.

W-2 · 1099-NEC · 1099-DIV · 1099-B
03
🤖
AI Categorizes & Calculates

Every transaction mapped to the correct IRS schedule line. Deductions surfaced. Forms calculated. Mixed personal/business spend flagged for review.

AI Engine · IRS Rule Set 2024
04
📋
Download PDFs & File

Review your summary, download completed IRS-ready PDFs, and upload them to IRS Free File Fillable Forms. The submission takes about 10 minutes.

IRS Free File · ~10 minutes
ℹ️
Honest note on filing: Boojee Tax generates completed PDF forms — you upload them to IRS Free File Fillable Forms yourself. We do not submit directly to the IRS (no EFIN yet). Direct e-file integration is on our roadmap. The upload process takes about 10 minutes.
Why Boojee Tax

The math is obvious.
When you see it.

What you actually get for what you actually pay.

Feature
TurboTax Live
CPA / H&R Block
Boojee Tax
Federal return — 1040
✓ Free
Schedule C (self-employment)
$89+
$200+
✓ Free
State return
$49–64 each
$50–100+
✓ $58/yr (Pro)
Auto bank transaction import
Manual entry
You bring docs
✓ Plaid auto-pull
AI deduction scanning
Interview only
Human review
✓ Every transaction
Wait time
Days
4–6 weeks
Minutes
Audit log export
Partial
✓ Pro & Business

Swipe to compare · competitor prices are published list rates, subject to change.

Coverage

Everything covered.
Nothing fabricated.

From a simple W-2 to a full Schedule C freelance return with capital gains. For what's not covered yet, we say so clearly.

Federal 1040
Complete standard return
Schedule C
Self-employment / freelance income
Schedule SE
Self-employment tax calculation
Capital Gains (Sch D)
Short & long-term positions
1099-NEC Income
Contract & gig payments
Interest & Dividends
1099-INT, 1099-DIV
Business Deductions
Auto-categorized from bank feed
Quarterly Estimates
Next-year Q1–Q4 projection
⚠️
Not yet supported: Schedule E (rental income), FBAR / FATCA (foreign accounts), multi-state non-resident returns, and states outside our 18 income-tax states (AZ, CA, CO, GA, IL, IN, MA, MD, MI, MN, MO, NC, NJ, NY, OH, PA, VA, WI) plus 9 no-income-tax states. See the State Coverage section below for the full list. If your situation involves any unsupported item, consult a CPA.
Deduction Finder

Which deductions
are yours?

Check every category that applies to your 2024 year. This is a preview of what the AI scans for automatically in your transactions — no interview required.

0
deductions checked — each one the AI will locate in your bank feed automatically
Check what applies to you →
💼 Business Expenses
🏠 Home Office & Utilities
🚗 Vehicle, Travel & Retirement
Find All My Deductions Automatically →

Boojee Tax scans your bank transactions to flag every applicable category above — no interview, no guessing.

State Coverage

18 income-tax states.
Honest rates, real engine.

The table below reflects the actual 2024 tax engine — not a marketing estimate. Every rate, bracket, and deduction listed is what the calculation uses. State returns are included in the Pro tier ($58/year).

AZ
Arizona
2.5% flat
Flat Rate
CA
California
up to 13.3%
Progressive
CO
Colorado
4.4% flat
Flat Rate
GA
Georgia
5.49% flat
Flat Rate
IL
Illinois
4.95% flat
Flat Rate
IN
Indiana
3.05% flat
Flat Rate
MA
Massachusetts
5% ordinary
Flat Rate
MD
Maryland
up to 5.75%
Progressive
MI
Michigan
4.25% flat
Flat Rate
MN
Minnesota
up to 9.85%
Progressive
MO
Missouri
up to 4.95%
Progressive
NC
North Carolina
4.5% flat
Flat Rate
NJ
New Jersey
up to 10.75%
Progressive
NY
New York
up to 10.9%
Progressive
OH
Ohio
up to 3.5%
Progressive
PA
Pennsylvania
3.07% flat
Flat Rate
VA
Virginia
up to 5.75%
Progressive
WI
Wisconsin
up to 7.65%
Progressive
No state income tax — federal return only: TX FL WA NV WY SD AK NH TN
State not listed? Your federal return is fully supported regardless of state. All other states are not yet implemented — if you file in an unsupported state, use that state's free direct-file portal or consult a CPA. Multi-state non-resident returns are not supported. Rates shown are 2024 top marginal rates; your effective rate will be lower based on filing status, deductions, and income level.
Pricing

Transparent.
No surprise fees.

Start free. Upgrade only if you need state filing or business support. No credit card ever required for the free tier.

Free
$0
Always free
Full federal return for one individual. Everything you need for a W-2 or simple 1099 situation.
  • Federal 1040 return (PDF output)
  • Bank connect — 1 institution via Plaid
  • AI transaction categorization
  • Document OCR extraction
  • Schedule C & SE
  • Downloadable IRS-ready PDF forms
Get Started Free
Business
$99
per year
For business owners with multiple entities, LLCs, and a need for professional review before filing.
  • Everything in Pro
  • Multiple Schedule Cs
  • CPA review queue access
  • QBI deduction optimizer
  • SEP-IRA / Solo 401k planning
  • Quarterly estimate reminders
  • White-glove delivery support
Start Business
Security

Bank-grade protection.
Your data stays yours.

We apply the same security standards used by the institutions connecting to us.

🔐
AES-256 at Rest

All data encrypted at rest and in transit. TLS 1.3 for all API communications. No plaintext sensitive data ever stored.

👁
Read-Only Plaid Access

We receive transaction history only. We cannot initiate transfers, see full account numbers, or move money in any way.

🛡
SSN Never Stored Full

Your SSN is used only to generate form PDFs — never logged to a database or stored in plaintext at any point.

📋
Access Audited

Access to your records is role-restricted and audited. Pro and Business subscribers receive a full exportable audit trail.

TaxOS · Built for Ourselves First

The engine beneath Boojee Tax.
License it for your firm.

TurboTax's parent Intuit spent $8.1B acquiring Credit Karma to control tax distribution. We built our own engine. CPA firms and fintech apps can license it white-label.

Plaid Bank Connect
Auto-import from 12,000+ banks

One-click authorization pulls all 2024 transactions. AI categorizes by IRS expense type automatically — business meals, home office, vehicle mileage, and more.

AI Categorization Engine
Schedule C, D — auto-mapped

Every transaction matched to the correct IRS schedule line. Flags mixed personal/business spending for operator review. Zero guessing, zero manual ledger work.

Deduction Optimizer
Find what the interview misses

AI scans transaction history for deduction patterns beyond the standard interview — home office allocation, vehicle splits, entity structure optimization, and depreciation flags.

Federal + 13-State Engine
40+ test scenarios validated

Full 2024 federal + 18-state tax calculation engine. W-2, 1099, Schedule C/D/SE. 66+ test scenarios passing. Outputs IRS-ready PDF for Free File submission.

Document Upload + OCR
W-2, 1099s, statements — all scanned

Upload a photo of any tax document. OCR extracts all fields automatically. Multi-employer W-2, broker 1099-B, 1099-INT, 1099-DIV — no manual data entry.

White-Label for Tax Pros
License TaxOS for your client base

CPA firms and tax preparers: deploy TaxOS under your brand. Clients do intake. You review and sign. Capacity expands without adding headcount.

FAQ

Honest answers.
No fine print.

Does Boojee Tax e-file directly to the IRS?
No — and we want to be upfront about this. Boojee Tax does not have an IRS EFIN (Electronic Filing Identification Number), so we cannot submit your return directly to the IRS. What we do: generate completed, IRS-ready PDFs (1040, Schedule C, Schedule SE, etc.) that you upload yourself to IRS Free File Fillable Forms — a free, IRS-operated portal. That upload takes about 10 minutes.
Direct e-file (one-click submission) is on our roadmap once EFIN is obtained. We'll update this FAQ when that changes.
Which states are supported?
We support 18 income-tax states for the 2024 tax year: Arizona, California, Colorado, Georgia, Illinois, Indiana, Maryland, Massachusetts, Michigan, Minnesota, Missouri, North Carolina, New Jersey, New York, Ohio, Pennsylvania, Virginia, and Wisconsin. Additionally, residents of the 9 no-income-tax states (TX, FL, WA, NV, WY, SD, AK, NH, TN) only need a federal return — which we fully support at no charge. If your state is not in either group, the federal return is still supported; check your state's free direct-file portal for the state portion. See our State Coverage table for rates and details.
Is my banking data safe? Can you move money?
We connect via Plaid with read-only access tokens — the same technology used by Venmo, Robinhood, and most major fintech apps. We receive transaction history only. We cannot initiate transfers, see your full account numbers, or move money in any way. Read-only means exactly that.
Does the free tier include a state return?
The free tier covers your complete federal return: 1040, Schedule C, Schedule SE, and all standard supporting schedules. State returns are included in the Pro tier ($58/year, 18 states). If you only have W-2 income and no state complexity, many states offer free direct filing through their own portals.
What if I get audited?
Pro and Business subscribers get a full audit log — every data source, every calculation decision, every deduction justification — exported as a clean PDF you can hand to an IRS agent. Business subscribers also have access to our CPA review queue, where a licensed tax professional can review your return before you file.
What about crypto, rental income, or foreign accounts?
Cryptocurrency disposals are handled via Schedule D (capital gains) — supported now. Rental income via Schedule E is on our Business roadmap. FBAR / FATCA reporting for foreign financial accounts is not yet supported — if you have foreign accounts above reporting thresholds, please consult a CPA for those specific forms. We cover the most common situations for US-based freelancers, employees, and small business owners.
Get Started

Start your free return today.

No credit card. No account until you're ready to file. No CPA bill.

Start Your Free Return →

Boojee Tax is a tax preparation tool, not a licensed tax advisory service. Consult a CPA for complex situations. Output is IRS-ready PDF for self-submission via Free File.